This bill aims to simplify and streamline the effective regulation of financial services by aligning both the regulator and aspects of the regulatory model for consumer credit with that under the Financial Markets Conduct Act 2013, as well as making other improvements to ensure the legislation is clear and proportionate.

This bill amends the Patents Act 2013 to apply stricter criteria for the grant of divisional applications filed under the Patents Act 1953, so that 1953 Act applications are examined in broadly the same way as 2013 Act applications.

This bill aims to ensure that financial dispute resolution schemes are governed and operated in an effective and independent manner for the benefit of consumers.

The objectives of this bill are to ensure that the Fair Trading Act 1986 remains fit for purpose as business practices and digital markets evolve, strengthen deterrence of unfair trading conduct, support appropriate consequences for breaches, and enable efficient and effective enforcement.

The single broad policy of this bill is to enhance the Commerce Commission's governance, decision-making, and mandate to enable it to more efficiently and effectively carry out its functions and achieve its objectives.

This bill amends the Retail Payment System Act 2022 to ban payment surcharges on certain in-store transactions.

This bill amends the Commerce Act 1986 to modernise and strengthen competition settings.

This bill aims to strengthen financial markets conduct by making it easier for participants to comply with the requirements of, and for the Financial Markets Authority to administer, the financial markets regulatory system.